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H&T Consulting, LLC is a global consulting and services firm focused on the nightclub,
hotel, restaurant, gaming, resort and tourism industries. We provide the services and
expertise that make any business more profitable and a more attractive potential insured for
underwriters. We also help our clients refine their business processes and build the kind of
corporate culture that minimizes risk and maximizes profit.
H&T Consulting performs the following to assess the risk of the potential insured:
A comprehensive review of the Loss history can establish patterns and give us a clear idea as to where the losses are happening and how to prevent them.
A review of the ownership structure by our professionals can determine the potential risks for the owner and our professionals can provide alternate structures to mitigate and often times eliminate owner's liability.
A comprehensive review of the management structure including the training and the overall understanding of management staff is a proven key to a well managed risk and will lead to fewer claims against the organization ultimately resulting in higher profits.
A review of the financial statements will enable professionals to assess where the proper attachment point rests with the potential insured and determine the retained risk and ultimately saving all important cash flow.
After your policy is bound H&T Consulting will perform an in-depth study of your locations. The details of which are defined in the "Your Partnership with H&T Consulting" section.
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